Shop with Laybuy
Otakumart is now accepting Laybuy!
If something’s twisting your arm, Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments.
Frequently Asked Questions
To be eligible to use Laybuy you must:
- be at least 18 years old
- be a resident of New Zealand or Australia
- have a valid and verifiable email address and mobile telephone number;
- have a valid debit or credit card
- have a valid licence or passport (from the country you are signing up in)
Sorry but we can’t change your payment schedule once an order has been processed.
Luckily enough, Laybuy has our built in feature of which you can change your payment date for the following five instalments before confirming your purchase with us. You will see this drop down box before confirming your order.
Please do note: Be sure to triple check when your second instalment is being deducted, as this may fall within the same week to ensure your weekly payments are kept within six weeks.
Laybuy doesn’t charge you any interest or upfront fees.
If you miss a payment you will be notified immediately. A late payment fee ($10 NZD or AUD) may be charged in respect of each payment you fail to make on time. Any payment default may also result in our debt collection service contacting you and/or your credit score being affected.
They sure will!
Laybuy sends you a reminder email the day before your instalment is due. Keep an eye out for this email.
If you have not made a payment through your account before the scheduled payment date, Laybuy automatically takes payment from your designated debit or credit card on the due date.
If your payment fails, or an instalment is missed, Laybuy sends you a notification email to let you know so you can make the payment before a late payment fee is activated.
You can check your scheduled payment dates at any time by logging into your account at https://www.laybuy.com/consumer#/account
No one wants to incur late payment fees and you can avoid these by simply making sure you have sufficient funds available on your designated credit or debit card. However, Laybuy will email you to let you know 24 hours before you incur the late payment fee 🙂